pinoy millionaire

3 Cs of Young Pinoy Millionaires

Do you have what it takes? 

Contrary to popular belief, you don’t have to be born from a millionaire family, you don’t have to win the lotto and you don’t have to be a famous celebrity to be a successful and young millionaire. You also don’t need to be hugely talented or inhumanely gorgeous!

To be a young Pinoy millionaire, you only need to have:

1. Commitment: 

The road to being a young Pinoy millionaire is tough. Some people would mock you, make fun of you and even stop hanging out with you because they don’t have the same values as you.

There will be times when you will fail – a lot. There will be nights when you feel that what you’re doing isn’t enough. There will be moments when you’ll begin to question yourself.

This is where commitment is important. If you’re dedicated to your goal, nothing can stop you from achieving it. Be committed and keep doing what you’re doing right.

2. Consistency: 

Your wealth is not the same as your income.

If you earn a lot of money, but you spend a lot of money, you’ll never get wealthier.

Wealth is what you accumulate, not what you spend. So, be consistent in investing and accumulating wealth. Don’t be consistent in spending it. 

3. Control of your own future: 

You know that you will need money in the future, so instead of giving into your desire to achieve instant gratification, you delay it.

You own a credit card, but you only use it to your advantage. You don’t use it to buy something that you can’t afford to pay for in cash.

You have a life insurance plan because you have dependents. You also have an emergency fund because you know that emergencies will always happen.

See what we mean?

You don’t have to live in a luxurious mansion, drive a high-end car or wear expensive clothes so that your net worth will be one million and above.

You only need to be committed, consistent and controlling of your financial future.

Once you have these traits, being a young Pinoy millionaire will naturally come to you.

About Lianne Martha M. Laroya

Hi! Thank you for dropping by and visiting I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at or email me at My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via or text/call her via 0906-243-5059 via mobile/Viber.