Category Archives: Invest Your Money

Sun Flexilink1 and Sun Maxilink One: Better Than Your Bank’s Time Deposit

sun flexilink1

Sun Flexilink1 has historically given better returns than your bank’s time deposit account. 

The same goes with Sun Maxilink One. 

Do you have your own bank’s time deposit right now? Yes? Okay, then.

Let me guess the rates that you’re enjoying - not more than 3% per year, right? 

sun flexilink1

Did you know that on average, our inflation rate is 4%?

This simply means that the prices of goods and services increase by 4% each year.

But your time deposit only gives you <2% a year to “increase” your money’s value.

You don’t need to be a genius in Math to realize that putting your money in a time deposit account actually doesn’t earn you any income. Whichever way you look at it, lugi ka pa. 

If you have money in the bank’s time deposit account, and you won’t even touch it for let’s say, two years or so, why don’t you transfer it to a high-earning investment such as Sun Flexilink1 instead?

Your money in a time deposit account can’t even beat the inflation rate of the country…

About Lianne Martha Maiquez Laroya

Hi! Thank you for dropping by and visiting YoungPinoyMillionaire.com. I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at liannemarthamlaroya@gmail.com or email me at liannemartha.m.laroya@sunlife.com.ph My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via liannemartha.m.laroya@sunlife.com.ph or text/call her via 0906-243-5059 via mobile/Viber.

What is Sun Maxilink Prime? Life Insurance with Investment Plan

sun maxilink prime

Heard of Sun Life’s Sun Maxilink Prime before? 

Sun Maxilink Prime is Sun Life’s investment-linked life insurance plan which is the popular choice among Filipino OFWs, professionals and entrepreneurs. Personally, I am also a proud owner of a Sun Maxilink Prime policy which I availed of when I was still in my early 20s, simply because I strongly believe in the benefits that it can give you and your loved ones. 

Are you the breadwinner of your family right now?

YES: If you’re the breadwinner, you need sufficient amount of life insurance coverage. So when you pass away, you can still financially provide for your family because your family will receive a lump sum cash benefit. 

About Lianne Martha Maiquez Laroya

Hi! Thank you for dropping by and visiting YoungPinoyMillionaire.com. I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at liannemarthamlaroya@gmail.com or email me at liannemartha.m.laroya@sunlife.com.ph My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via liannemartha.m.laroya@sunlife.com.ph or text/call her via 0906-243-5059 via mobile/Viber.

What is Sun Life’s Sun Flexilink Assist? It’s Health & Wealth Solution from Sun Life

Sun Life - Sun FlexiLink Assist

Sun Flexilink Assist – Sun Life’s newest VUL 

Did you know that out of 100 Filipinos who get hospitalized:

- 95% of them would sacrifice their savings, and,

- more than half of them would borrow from their relatives so they can pay their medical debts?

About Lianne Martha Maiquez Laroya

Hi! Thank you for dropping by and visiting YoungPinoyMillionaire.com. I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at liannemarthamlaroya@gmail.com or email me at liannemartha.m.laroya@sunlife.com.ph My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via liannemartha.m.laroya@sunlife.com.ph or text/call her via 0906-243-5059 via mobile/Viber.

Pay Sun Life Online (BPI Express Online) via Online Bills Payment

pay sun life online

Want to pay Sun Life online through your BPI Bills Payment facility? Of course you can.

Most VUL accounts (and even traditional life insurance accounts) lapse and some of them even terminate permanently (thereby eliminating your overall benefits) because of inconsistency in depositing. Why does inconsistency happen?

It’s because of two factors: inconvenience of the deposit method and forgetfulness of the depositor.

These two obstacles can easily be trumped, if you choose to pay your Sun Life online instead.

How do we go about this procedure?

Here’s a step-by-step process:

About Lianne Martha Maiquez Laroya

Hi! Thank you for dropping by and visiting YoungPinoyMillionaire.com. I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at liannemarthamlaroya@gmail.com or email me at liannemartha.m.laroya@sunlife.com.ph My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via liannemartha.m.laroya@sunlife.com.ph or text/call her via 0906-243-5059 via mobile/Viber.

4 Financial Emergencies You Need To Prepare For

financial emergencies

Your emergency fund is there. But, what exactly are you watching out for?

In life, nothing is a sure thing. Financial emergencies may happen. The question is – will you be prepared for them?

One minute, you may be enjoying your stay in a luxurious hotel in Tagaytay. The pool may be a crystal clear wonder. The lounge may be an extravagant feast to the eyes. And the room may be a comfortable yet classy place to rest in.

In the next day after checking out, you never know what’s exactly going to happen. Sure, you may have already planned your itinerary but nothing’s definite: you may experience a medical emergency or a sudden loss of job.

About Lianne Martha Maiquez Laroya

Hi! Thank you for dropping by and visiting YoungPinoyMillionaire.com. I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at liannemarthamlaroya@gmail.com or email me at liannemartha.m.laroya@sunlife.com.ph My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via liannemartha.m.laroya@sunlife.com.ph or text/call her via 0906-243-5059 via mobile/Viber.

23 Winning Habits of Self Made Millionaires (Part One)

habits of self made millionaires

A self made millionaire like you needs to adapt these winning habits.
Those lotto winners that you see on TV? Their cash diminishes over time!

How about those hotshot athletes? Mike Tyson, famous boxing icon, filed for bankruptcy in August 2003!

What about those flashy celebrities who looked like they had everything in the world? Nicolas Cage, once one of Hollywood’s highest-paid actors, went broke by spending too much money on personal items (like a Tarbosaurus dinosaur skull?!) and parties.

About Lianne Martha Maiquez Laroya

Hi! Thank you for dropping by and visiting YoungPinoyMillionaire.com. I am Lianne Laroya, Licensed Financial Advisor of Sun Life Financial. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You can call me at 0906 243 5059 (Phone/Viber) or email me at liannemarthamlaroya@gmail.com or email me at liannemartha.m.laroya@sunlife.com.ph My office is located at 12th Floor, Frabelle Building, 111 Rada St., Makati City. My inspiring network of clients include OFWs, doctors, entrepreneurs and young Pinoy professionals but I serve all members of the society. Most of my clients are based in Metro Manila but I also have clients from Laguna, Pampanga, Bulacan, Pangasinan and Cavite. Want to get FREE Sun Life proposal for yourself? Just click this and submit >>> If you want to open your own investment+income protection+savings account, life insurance, investment account, or you just want to ask something, you can contact Lianne via liannemartha.m.laroya@sunlife.com.ph or text/call her via 0906-243-5059 via mobile/Viber.